/* Contractor landing page. Brand: Frank Gonzalez Insurance Agency (goneinsurance.com) — navy #1E2D6B, navy-2 #2B3A7A, steel #8A9BB0, light #F0F4F9; Montserrat + Open Sans. */
@font-face{font-family:'Montserrat';font-style:normal;font-weight:600 800;font-display:swap;src:url(assets/Montserrat-latin.woff2) format('woff2')}
@font-face{font-family:'Open Sans';font-style:normal;font-weight:400 700;font-display:swap;src:url(assets/OpenSans-latin.woff2) format('woff2')}
:root{
  --ink:#151a33; --ink-2:#363e55; --muted:#56657a; --line:#d9e0ea; --steel:#8A9BB0; --navy:#1E2D6B; --navy-2:#2B3A7A;
  --bg:#ffffff; --bg-2:#F0F4F9; --dark:#1E2D6B; --dark-2:#2B3A7A;
  --accent:#A9BCE0; --accent-d:#1E2D6B; --accent-soft:#E6ECF5; --ok:#2e7d4f;
  --head:'Montserrat',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  --radius:12px; --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Open Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;font-size:17px;-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:inherit}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}

/* Header */
.topbar{background:#fff;color:var(--navy);border-bottom:1px solid var(--line);box-shadow:0 2px 10px rgba(30,45,107,.08);position:sticky;top:0;z-index:20}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:62px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand-logo{width:48px;height:48px;flex:none}
.brand-name{font-family:var(--head);font-weight:800;font-size:16px;line-height:1.1;color:var(--navy);letter-spacing:.01em}
.brand-sub{font-family:var(--head);font-size:11px;color:var(--muted);font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.top-actions{display:flex;align-items:center;gap:10px}
.lang{font-size:14px;font-weight:700;color:var(--navy);text-decoration:none;border:1.5px solid #c5cfdd;border-radius:999px;padding:6px 12px;white-space:nowrap}
.lang:hover{border-color:var(--navy)}
.btn{font-family:var(--head);display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:800;text-decoration:none;border-radius:10px;padding:14px 20px;font-size:17px;border:2px solid transparent;cursor:pointer;line-height:1.1}
.btn svg{width:20px;height:20px;flex:none}
.btn-primary{background:var(--navy);color:#fff;box-shadow:0 4px 12px rgba(30,45,107,.18)}
.btn-primary:hover{background:var(--navy-2)}
.hero .btn-primary,.quote .side .btn-primary,.callbar .btn-primary{background:#fff;color:var(--navy);box-shadow:none}
.hero .btn-primary:hover,.quote .side .btn-primary:hover,.callbar .btn-primary:hover{background:var(--accent-soft)}
.btn:focus-visible,a:focus-visible,.lang:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn-ghost:hover{border-color:#fff}
.btn-sm{padding:9px 14px;font-size:15px}
.hide-sm{display:none}

/* Hero */
.hero{background:linear-gradient(180deg,var(--dark) 0%,var(--dark-2) 100%);color:#fff;padding:40px 0 48px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:10px;height:6px;background:var(--steel)}
.hero-grid{display:grid;gap:28px;align-items:center}
.eyebrow{display:inline-block;font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);margin-bottom:12px;font-family:var(--head)}
.hero .eyebrow{color:#B9C7DA}
.hero h1,h1,h2,h3{font-family:var(--head)}
.hero h1{font-size:clamp(32px,7.4vw,54px);line-height:1.05;margin:0 0 16px;letter-spacing:-.02em}
.hero h1 .hl{color:var(--accent)}
.hero p.lead{font-size:clamp(17px,2.4vw,20px);color:#DCE3EE;margin:0 0 24px;max-width:36em}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}
.cta-row .btn{flex:1 1 220px}
.hero-checks{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:8px;color:#E6ECF5;font-size:15px}
.hero-checks svg{color:var(--accent)}
.hero-checks li{display:flex;gap:10px;align-items:flex-start}
.hero-checks svg{width:20px;height:20px;flex:none;margin-top:2px}
.hero-art{display:none}

/* Trades strip */
.trades{background:var(--bg-2);border-bottom:1px solid var(--line)}
.trades ul{list-style:none;margin:0;padding:18px 0;display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.trades li{display:flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-weight:700;font-size:15px;color:var(--ink-2)}
.trades li svg{width:20px;height:20px;color:var(--accent-d)}

/* Sections */
section{padding:56px 0}
.sec-head{max-width:720px;margin:0 0 28px}
.sec-head h2{font-size:clamp(26px,4.6vw,36px);line-height:1.15;margin:0 0 10px;letter-spacing:-.01em}
.sec-head p{margin:0;color:var(--muted)}
.cards{display:grid;gap:16px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:22px;background:#fff}
.card .ic{width:46px;height:46px;border-radius:10px;background:var(--accent-soft);display:grid;place-items:center;margin-bottom:14px;color:var(--accent-d)}
.card .ic svg{width:26px;height:26px}
.card h3{margin:0 0 6px;font-size:19px}
.card p{margin:0;color:var(--ink-2);font-size:16px}
.card.feature{border-color:var(--navy);box-shadow:0 0 0 3px var(--accent-soft)}
.fine{font-size:13px;color:var(--muted);margin-top:18px}

/* License band */
.license{background:var(--bg-2)}
.license-box{display:grid;gap:22px;background:#fff;border:1px solid var(--line);border-left:6px solid var(--navy);border-radius:var(--radius);padding:26px}
.license-box h2{margin:0 0 8px;font-size:clamp(24px,4vw,32px);line-height:1.15}
.license-box p{margin:0 0 12px;color:var(--ink-2)}
.mins{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.mins li{background:var(--bg-2);border-radius:10px;padding:12px 14px;display:flex;justify-content:space-between;gap:12px;font-size:15px}
.mins strong{font-size:18px;white-space:nowrap}

/* Steps */
.steps{counter-reset:s;display:grid;gap:16px;list-style:none;padding:0;margin:0}
.steps li{position:relative;padding:20px 20px 20px 74px;border:1px solid var(--line);border-radius:var(--radius)}
.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:20px;top:18px;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-family:var(--head);display:grid;place-items:center;font-size:18px}
.steps h3{margin:0 0 4px;font-size:18px}
.steps p{margin:0;color:var(--ink-2);font-size:16px}

/* Form */
.quote{background:var(--dark);color:#fff}
.quote .sec-head p{color:#C9D3E0}
.quote-grid{display:grid;gap:28px}
.form-card{background:#fff;color:var(--ink);border-radius:16px;padding:22px;box-shadow:0 18px 40px rgba(8,14,40,.35)}
.field{margin-bottom:16px}
.row2{display:grid;gap:0 14px}
label,.legend{display:block;font-weight:700;font-size:15px;margin-bottom:6px}
.opt{font-weight:500;color:var(--muted);font-size:13px}
input[type=text],input[type=tel],input[type=email],select,textarea{width:100%;font:inherit;font-size:16px;padding:12px 13px;border:1.5px solid #c3cddb;border-radius:9px;background:#fff;color:var(--ink)}
textarea{min-height:90px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--accent-d);box-shadow:0 0 0 3px var(--accent-soft)}
fieldset{border:0;padding:0;margin:0 0 16px;min-width:0}
.checks{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.chk{display:flex;align-items:center;gap:10px;border:1.5px solid #d7dde2;border-radius:9px;padding:10px 12px;font-weight:600;font-size:15px;cursor:pointer;margin:0}
.chk input{width:20px;height:20px;accent-color:var(--accent-d);flex:none;margin:0}
.chk:has(input:checked){border-color:var(--accent-d);background:var(--accent-soft)}
.consent{display:flex;gap:12px;align-items:flex-start;background:var(--bg-2);border-radius:10px;padding:14px;font-size:13.5px;line-height:1.45;color:var(--ink-2);font-weight:500;margin:4px 0 16px;cursor:pointer}
.consent input{width:20px;height:20px;flex:none;margin-top:1px;accent-color:var(--accent-d)}
.form-card .btn{width:100%}
.form-note{font-size:13px;color:var(--muted);margin:12px 0 0;text-align:center}
.err{color:#b3261e;font-size:13px;margin-top:4px;display:none}
.invalid input,.invalid select{border-color:#b3261e}
.invalid .err{display:block}
.thanks{display:none;text-align:center;padding:26px 6px}
.thanks .tick{width:64px;height:64px;border-radius:50%;background:#e5f4ea;color:var(--ok);display:grid;place-items:center;margin:0 auto 14px}
.thanks .tick svg{width:34px;height:34px}
.thanks h3{font-size:24px;margin:0 0 8px}
.thanks p{color:var(--ink-2);margin:0 0 18px}
.form-card.done form{display:none}
.form-card.done .thanks{display:block}
.side-points{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.side-points li{display:flex;gap:12px;color:#E6ECF5}
.side-points svg{width:22px;height:22px;color:var(--accent);flex:none;margin-top:2px}
.call-box{margin-top:22px;border:1px solid rgba(255,255,255,.28);border-radius:12px;padding:18px}
.call-box p{margin:0 0 12px;color:#C9D3E0;font-size:15px}

/* Offices */
.offices{display:grid;gap:16px}
.office{border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:flex;flex-direction:column;gap:6px}
.office h3{margin:0;font-size:19px}
.office address{font-style:normal;color:var(--ink-2)}
.office .links{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px}
.btn-line{background:#fff;color:var(--ink);border-color:var(--line)}
.btn-line:hover{border-color:var(--accent-d)}

/* Privacy + footer */
.privacy{background:var(--bg-2);padding:40px 0}
.privacy h2{font-size:22px;margin:0 0 10px}
.privacy p{color:var(--ink-2);font-size:15px;margin:0 0 10px;max-width:60em}
footer{background:#141E4A;color:#C2CBDA;font-size:14px;padding:32px 0 96px}
footer strong{color:#fff}
footer p{margin:0 0 8px}

/* Mobile sticky call bar */
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:30;display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(30,45,107,.97);backdrop-filter:blur(6px);border-top:1px solid #3d4f94}
.callbar .btn{padding:12px 10px;font-size:15px}

@media (min-width:640px){
  .row2{grid-template-columns:1fr 1fr}
  .cards{grid-template-columns:1fr 1fr}
  .offices{grid-template-columns:1fr 1fr}
  .checks{grid-template-columns:repeat(3,1fr)}
}
@media (min-width:900px){
  body{font-size:18px}
  .hide-sm{display:inline-flex}
  .hero{padding:72px 0 84px}
  .hero-grid{grid-template-columns:1.25fr .9fr}
  .hero-art{display:block}
  .cta-row .btn{flex:0 0 auto}
  section{padding:80px 0}
  .cards{grid-template-columns:repeat(3,1fr)}
  .license-box{grid-template-columns:1.3fr 1fr;padding:36px;align-items:center}
  .steps{grid-template-columns:repeat(3,1fr)}
  .quote-grid{grid-template-columns:.85fr 1.15fr;align-items:start}
  .form-card{padding:30px}
  .callbar{display:none}
  footer{padding-bottom:32px}
}
/* prevent long select options / words from widening grid columns on small screens */
.hero-grid>*,.quote-grid>*,.row2>*,.cards>*,.offices>*{min-width:0}
select{max-width:100%;text-overflow:ellipsis}
.hero-grid,.quote-grid,.row2{grid-template-columns:minmax(0,1fr)}
@media (min-width:640px){.row2{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}}
@media (min-width:900px){.hero-grid{grid-template-columns:minmax(0,1.25fr) minmax(0,.9fr)}.quote-grid{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr)}}
.checks{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (min-width:640px){.checks{grid-template-columns:repeat(3,minmax(0,1fr))}}
.chk{min-width:0;hyphens:auto;overflow-wrap:break-word;padding:10px}
footer a[href^="tel:"]{white-space:nowrap}
@media (max-width:639px){.chk{font-size:14px;gap:8px;padding:10px 8px}.checks{gap:6px}}
@media (min-width:900px){.brand-logo{width:56px;height:56px}.brand-name{font-size:18px}.topbar .wrap{min-height:72px}}

/* ===== Hybrid: navy base + safety-orange accent (Oct 25) =====
   Orange #F7931E on navy-ink #141E4A = 6.96:1 (AA). White on orange fails (2.3), so orange buttons use navy text. */
:root{--orange:#F7931E;--orange-2:#FFA53D;--orange-d:#D9760A;--navy-ink:#141E4A;--accent:#F7931E}
.btn-primary,.hero .btn-primary,.quote .side .btn-primary,.callbar .btn-primary,.form-card .btn-primary{background:var(--orange);color:var(--navy-ink);box-shadow:0 6px 18px rgba(247,147,30,.35)}
.btn-primary:hover,.hero .btn-primary:hover,.quote .side .btn-primary:hover,.callbar .btn-primary:hover{background:var(--orange-2)}
.office .btn-primary{background:var(--navy);color:#fff;box-shadow:none}
.office .btn-primary:hover{background:var(--navy-2)}
.btn:focus-visible,a:focus-visible,.lang:focus-visible{outline-color:var(--orange)}
/* richer hero: deep diagonal gradient + subtle diagonal texture + angled light panel */
.hero{background:
  repeating-linear-gradient(135deg,rgba(255,255,255,.035) 0 2px,transparent 2px 14px),
  linear-gradient(120deg,#0F1838 0%,#16225A 45%,#1E2D6B 100%);padding-bottom:58px}
.hero:before{content:"";position:absolute;top:0;bottom:0;right:-10%;width:55%;background:linear-gradient(120deg,rgba(255,255,255,0),rgba(255,255,255,.06));transform:skewX(-14deg);pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.hero:after{height:14px;background:repeating-linear-gradient(-45deg,var(--orange) 0 18px,var(--navy-ink) 18px 36px);opacity:1}
.hero h1 .hl{color:var(--orange)}
.hero .eyebrow{color:var(--orange-2)}
.hero-checks svg,.side-points svg{color:var(--orange)}
.trades li svg{color:var(--orange-d)}
.trades li{border-color:#e3d6c6}
/* urgency callout */
.urgent{display:flex;align-items:center;gap:14px;margin-top:18px;max-width:30em;text-decoration:none;color:#fff;background:rgba(247,147,30,.12);border:2px solid var(--orange);border-radius:12px;padding:12px 16px}
.urgent:hover{background:rgba(247,147,30,.2)}
.urgent-ic{width:42px;height:42px;border-radius:10px;background:var(--orange);color:var(--navy-ink);display:grid;place-items:center;flex:none}
.urgent-ic svg{width:24px;height:24px}
.urgent-tx{display:flex;flex-direction:column;line-height:1.25}
.urgent-tx strong{font-family:var(--head);font-weight:800;font-size:18px;color:var(--orange)}
.urgent-tx span{font-weight:600;font-size:15px;color:#fff}
/* sticky mobile CTA */
.callbar{background:rgba(15,24,56,.97);border-top:3px solid var(--orange)}
.urgent{background:#0F1838;box-shadow:0 8px 22px rgba(0,0,0,.25)}
.urgent:hover{background:#16225A}

/* Privacy policy page */
.legal{padding:40px 0 64px}
.legal .wrap{max-width:820px}
.legal h1{font-family:var(--head);color:var(--navy);font-size:clamp(28px,5vw,40px);line-height:1.15;margin:0 0 6px;letter-spacing:-.01em}
.legal .eff{color:var(--muted);font-size:15px;margin:0 0 24px}
.legal h2{font-family:var(--head);color:var(--navy);font-size:20px;margin:30px 0 8px}
.legal p,.legal li{color:var(--ink-2);font-size:16px}
.legal ul{padding-left:22px;margin:0 0 12px}
.legal li{margin:0 0 6px}
.legal a{color:var(--navy);font-weight:700}
.legal .contact{background:var(--bg-2);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;margin-top:12px}
.legal .contact p{margin:0 0 6px}
.legal .back{display:inline-block;margin-top:28px}
@media (min-width:900px){.legal{padding:56px 0 80px}}